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KOOTASCA Community Action 218-326-8539 http://www.kootasca.org Sandy O'Fallon sandy@kootasca.org 1213 SE Second Avenue Grand Rapids, MN 55744		Services Financial & Money Management Counseling.

FamilyMeans Consumer Credit Counseling Services (CCCS) 1-800-780-2890 http://www.familymeans.org - cccs@familymeans.org - -, MN - Fax: -		Additional Info FamilyMeans CCCS serves anyone in need of financial management or debt repayment advice throughout Minnesota. Offices for in-person counseling are available in Minneapolis/St. Paul, Minnetonka, Stillwater, Rochester and Eau Claire, WI. Telephone counseling is available statewide. Internet counseling available by accessing link at: www.familymeans.org Services FREE traditional budget counseling and credit/debt repayment services. Bankruptcy pre-filing counseling and pre-discharge education offered for a fee.

Koochiching County Extension Service 218-283-1182 http://www.extension.umn.edu koochiching@extension.umn.edu 718 5th St International Falls, MN 56649-2486 Fax: 218-283-1183		Services Financial & Money Management Education

LSS Financial Counseling Service 1-888-577-2227 http://www.lssmn.org/debt - -, - -		Additional Info LSS serves people of all ages and income brackets. There are no geographic restrictions on services. Clients may choose service by in-person or phone appointments, or may access financial counseling via the internet at www.lsmn.org/debt. Services Financial & Money management counseling, Debt Management/Repayment Program, Post-Purchase Housing Counseling & Foreclosure Prevention Counseling.

The Village Family Service Center 1-800-450-4019 http://www.helpwithmoney.org - - 7000 57th Ave N Suite 105 Crystal, MN 55428		Additional Info The Village Financial Counseling serves people of all ages and income levels. There are no geographic restrictions on services. Clients may choose to receive confidential counseling by phone, in person or online at www.helpwithmoney.org Services Financial & Money Management Counseling, Debt Management/Repayment Program, Pre-marital financial counseling, Gambling and Debt Management counseling.