Staying in your home may seem hopeless.
Johnson was struggling with his finances after being temporarily out of work due to medical issues. We helped him to avoid losing his house in foreclosure.
We can help you too.
We oversee a network of professional foreclosure advisors who offer unbiased, confidential services to struggling homeowners free of charge. They’ll help you work with your lender or loan servicer, review your finances and much more. Be sure to act early as waiting can severely limit your options!
In Minnesota, state law requires you to obtain a certificate from a qualified Refinance Advisor before you can refinance or add a second mortgage to certain types of existing mortgages. Our advisors take the time to compare the terms of your existing mortgage with the new mortgage, and explain how any changes will impact your financial situation.
If you are considering a reverse mortgage, the law requires you participate in Reverse Mortgage Advising with a HUD-Approved Advisor agency in order to ensure you understand this financial tool and the benefits and drawbacks that go with it. We can refer you to a network partner offering this specialized service.
Minnesota has a number of rehab and repair grant and loan programs based on where your home is located. The Minnesota Homeownership Center maintains a comprehensive list of these programs, including contact information.