Helpful Fact Sheets

The Minnesota Home Ownership Center has created a number of fact sheets, FAQ's and other flyers that can help when a homeowner is struggling with mortgage payments or facing foreclosure.

All the fact sheets listed below require Adobe Acrobat to view/print. You can download a free version of Acrobat Reader, here.

The Foreclosure Process in Minnesota (Infographic)

Tips for Working with Your Lender

Understanding Workout Options

Understanding the Home Affordable Modification Program (HAMP)

Foreclosure Sale Postponement Information Updated October 2011
(Additional information available HERE)

Foreclosure Sale Postponement Affidavit

How to Write a Hardship Letter and Sample Hardship Letter

Your Rights During Minnesota's Redemption Period

Mortgage Debt Forgiveness

Tax Issues with Foreclosures and Workouts

Bankruptcy and Foreclosure: Frequently Asked Questions

	Understanding Deficiency Judgments (Lawsuits) After a Foreclosure
	New! Watch a video with more info about Deficiency Judgments and multiple mortgages, created by nonprofit attorneys, here!