LSS Financial Counseling
Services
- Foreclosure Prevention Advice
- Homebuyer Advice
- Reverse Mortgage Advice
Special Qualification
- HUD Approved
Languages Spoken
- English
- Spanish
We are a nonprofit financial counseling service that has been providing free, nonjudgmental support and guidance for more than 30 years.
![Mary Ellen Kaluza](https://www.hocmn.org/wp-content/uploads/2018/09/FC_social-graphic_maryellen.jpg)
Mary Ellen Kaluza
Homeownership Advisor, LSS Financial Counseling
Mary Ellen is a certified financial counselor, HUD-certified housing counselor and certified HECM counselor. She came to LSS Financial Counseling from the credit union movement where she served in a variety of positions as a founder, volunteer, member service representative, loan officer and operations manager. Her home is in the Phillips community in Minneapolis.
![Woman Reading Paper](https://www.hocmn.org/wp-content/uploads/2022/11/drawing-woman-reading-paper.png)
Upcoming Workshops
Our homebuyer workshops are taught by certified homebuyer education professionals across the state of Minnesota, with presentations from local mortgage lenders, real estate agents, home inspectors and others.